Is retirement going to be tough?

I was born in 1943. The wars in Europe and Asia were raging. My father was 28, and I am sure he had a heck of a lot more to worry about that day than his retirement. But times change and we all age at the same mathematical rate. So how do retirement thoughts change from 1943? Or from 1970 when I left the Air Force and began practicing law?When I think of my grandparents struggling in the depression of the 1930s, it is downright scary. They had no plans on how to stay employed or how to save for retirement. One grandfather worked over 30 years for a bank in Chicago, totally relying on continued employment and a pension that they had promised. My other grandfather owned his own restaurant and had no scheduled retirement plans as he was self-employed.My father had his own business with a photographic studio with another man. Again, no retirement funds coming from an employer. There were no IRAs or 401Ks being thought about back then. One had to make his own plans and make sure it worked f